Auto accidents can throw even the most diligent drivers off guard. The shock and pain sustained from a crash can cause motorists to make significant mistakes in its aftermath, through no fault of their own. If you were in a collision, it’s crucial to understand these errors, how they arise and how you can prevent them.
Admitting you’re at fault
No matter whether you caused the accident, admitting you’re at fault makes you the liable party. Even apologizing to the other driver could count as a declaration of guilt. Any such statement is grounds for use against you later when you’re trying to make an insurance claim. To determine liability, it’s crucial you call the police. They will survey the scene and account for driver and witness statements. And their assessment will create a better picture of who is at-fault.
Failing to report the accident
By Michigan law, drivers do not have to report any accident where total damages are below $1,000. Yet, filing an accident report puts the incident on record. And it can serve as a precaution in case the damages exceed the original estimate. You may suffer from delayed injuries. Or, the damage to your vehicle may prove more extensive or costly than you perceived at first. By filing a report within three days of your accident, you may have grounds for recourse that you would miss out on otherwise.
Failing to file an insurance claim