Michigan drivers face more than their share of dangers on the road. If you have recently been injured in an accident, your best bet will be to file a claim for lost wages. This is a claim that concerns the wages you lost while taking time off from work to recover. It can also cover the wages you may have lost out on if you were fired from your job.
What do you need to prove lost wages?
Motor vehicle accidents can result in the need to file a claim with your insurance company. To do so, you will need several kinds of evidence. A doctor’s note can detail all of the injuries you have suffered. It can also document the time you need to take off from your job so that you can get the treatment you need.
You will need to provide paystubs or other wage-related paperwork from the time just before and after your accident. You can also submit your W-2s or tax returns from past years. A self-employed person can submit tax returns to verify the amount of money you would have earned while you were in recovery.
A wage verification document from your employer will also come in handy. This letter can confirm the days you were absent, the number of hours you should have worked, and your salary for those hours. This letter should be backed up with the relevant paystubs if they are available.
What happens after you submit your claim?
There are a few key details to take care of after you file your insurance claim. You will have to fill out an employment authorization form. This permits your employer to provide data concerning your employment to the insurance company. The data provided will help determine the amount of your requested compensation.
The next step will be to undergo a complete medical examination. You will then need to provide all of the relevant documents to your insurance company. This will be the grounds for proving that your injuries were caused by the accident.